Skip to main content
ER

ERGO

Travel insurance provider offering vacation rental damage protection and small business coverage products.

Insurance
Visit Website

About ERGO

ERGO Group AG is one of the largest insurance groups in Germany and Europe, a subsidiary of Munich Re (the world's largest reinsurer) with €20.8 billion in revenue. Founded in 1853 and headquartered in Düsseldorf, ERGO operates across 25+ countries serving individuals, small businesses, and corporations. For the short-term rental industry, ERGO provides relevant coverage through two key products: ERGO Travel Insurance (offering vacation rental property damage protection, trip cancellation, and emergency assistance for travelers across UK and Europe) and ERGO NEXT (digital-first small business insurance covering liability, property, and business interruption relevant to STR operators).

What sets this company apart

Backed by Munich Re's financial strength (€20.8B revenue); ERGO Travel Insurance specifically covers vacation rental property damage for travelers; ERGO NEXT provides small business insurance relevant to STR operators; global presence across 25+ countries.

Markets & Coverage

Operating across 1 countries

Markets & Coverage

(1)
Germany

Supported Languages

EnglishPrimary
GermanPrimary

Property Types

  • HousePrimary
  • Apartment

Market Segments

  • LuxuryPrimary
  • Corporate & Extended Stay

Pricing Plans

Pricing information based on publicly available data. Contact vendor for exact quotes.

ERGO Travel Insurance

Custom
  • Trip cancellation coverage
  • Rental property damage protection
  • Baggage & personal effects
  • 24/7 emergency assistance
Get Started

ERGO NEXT

Custom
  • Small business liability
  • Property coverage
  • Business interruption
  • Digital-first experience
Get Started

Alternatives to ERGO

Compare similar Insurance solutions

Allianz Partners

Allianz Partners is a world leader in B2B2C insurance and assistance, offering global solutions spanning international health and life, travel insurance, automotive, and assistance. A subsidiary of Allianz Group, it operates in 75 countries with over 22,200 employees speaking 70 languages and handling 89.7 million cases annually. Products are available through four commercial brands: Allianz Assistance, Allianz Automotive, Allianz Travel, and Allianz Care. The company is the Worldwide Insurance Partner of the Olympic and Paralympic Movements (2021-2028) and boasts a 95% partner renewal rate.

00 reviews
BeSafe Rate
BeSafe RateInsurance

BeSafe Rate is a prepaid hospitality rate with built-in travel insurance for hotels, guest houses, B&Bs, and vacation rentals. The product embeds insurance coverage directly into the booking rate, protecting accommodation revenue against cancellations and providing health cover for guests during their stay. It guarantees up to 100% refund for cancellations due to illness, injury, hospitalization, or natural disasters, with 7-day quick refunds via an automated Refund & Go platform. Insurance is underwritten by INTER PARTNER ASSISTANCE S.A. (AXA Group). The service integrates with PMS and booking engines via BeSafe Suite, allowing properties to list the insured rate on their direct booking website. Free activation for properties.

00 reviews
CWA Finance
CWA FinanceInsurance

CWA Finance is a UK mortgage and protection broker based in London. The firm advises clients across residential mortgages, buy-to-let lending, holiday home finance, equity release, bridging loans, and insurance protection. CWA works with first-time buyers, self-employed borrowers, portfolio landlords, and property investors.

51 reviews
EBM RentCover
EBM RentCoverInsurance

Australian landlord and rental property insurance specialist founded in 1991. Underwritten by Zurich Australia, part of EBM Group. Protects 155K+ properties with approx 100 team members and $43.5M in claims paid (2025). Offers RentCover Ultra, Platinum, and ShortTerm policies tailored for landlords and vacation rental operators with an estimated $25M annual revenue.

00 reviews

FAQ

Frequently Asked Questions

  • ERGO Group AG is one of the largest insurance groups in Germany and Europe, a subsidiary of Munich Re (the world's largest reinsurer) with €20.8 billion in revenue. Founded in 1853 and headquartered in Düsseldorf, ERGO operates across 25+ countries serving individuals, small businesses, and corporations. For the short-term rental industry, ERGO provides relevant coverage through two key products: ERGO Travel Insurance (offering vacation rental property damage protection, trip cancellation, and emergency assistance for travelers across UK and Europe) and ERGO NEXT (digital-first small business insurance covering liability, property, and business interruption relevant to STR operators).

Explore more of SCALE Connect

Keep comparing tools and discover the right fit for your rental business.