Everywhen
Insurance for holiday homes and second properties, covering seasonal use, guest lets, and extended unoccupancy periods.
About Everywhen
Everywhen (formerly Towergate) specializes in tailored insurance for holiday homes and second properties that are used seasonally, let to guests, or left unoccupied for long stretches. Their cover includes escape of water, public liability, and emergency travel expenses. They provide specialist policies that account for the unique risks of renting or leaving homes empty, which standard home insurance typically excludes.
What sets this company apart
Specialist insurance provider focused on holiday homes and second properties — covering unique risks (seasonal occupancy, guest liability, extended unoccupancy) that standard home insurance excludes. Serves properties across the UK and Europe with over 2,000 experts, trusted by half a million customers.
Markets & Coverage
Operating across 22 countries
Markets & Coverage
(22)Supported Languages
Property Types
- HousePrimary
- Apartment
- Villa
- Cabin
- Cottage
Market Segments
- LuxuryPrimary
- Beach & Coastal
- Mountain & Ski
- Urban
- Rural & Country
- Family
Service Characteristics
Main Features
- Guest liability coverage
- Contents & furnishing insurance
- Claims management portal
- Accidental damage excess waiver
- Public liability for shared spaces
Reviews
61 reviews from verified users
3.93
61 reviews
Would recommend
Showing 6 of 61 reviews
Alexandra Maclean
Efficient and pleasant
I tried to renew my caravan insurance online however when I clicked to open the attachments, I got a blank screen. I phoned Every When and the lady I spoke to was very helpful and the insurance was renewed quickly.
View originalWendy
The young lady who dealt with me and…
The young lady who dealt with me and sorted out my new caravan insurance, was very professional and put my mind at ease for my father in laws insurance and mine. It's 💯% from me and the price was fantastic.
View originalChris
Very helpful and pleasant made it easy
Very helpful and pleasant made it easy
View originalMalcolm
Polite and to the point
Polite and to the point. Clear instructions. No problems.
View originalMr Richard Lane
Good customer service
I was given a most respectful response from Jamie Cairney, it was a delight to be appreciated as a customer.
View originalCraig Swaine
Clear conversation
Clear conversation, efficient service, and very happy with the result. Perfect.
View originalAlternatives to Everywhen
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FAQ
Frequently Asked Questions
- Everywhen (formerly Towergate) specializes in tailored insurance for holiday homes and second properties that are used seasonally, let to guests, or left unoccupied for long stretches. Their cover includes escape of water, public liability, and emergency travel expenses. They provide specialist policies that account for the unique risks of renting or leaving homes empty, which standard home insurance typically excludes.
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