Skip to main content
Inzmo logo

Inzmo

Insurtech offering embedded digital insurance for gadgets, bikes, rental deposits and more.

4.51
89 reviews
Insurance
Visit Website

About Inzmo

INZMO is a Berlin-based insurtech startup offering digital insurance solutions for tenants and landlords, with innovative embedded financial services. Their smartphone app allows users to manage policies and claims quickly, aiming to make insurance simple and transparent. With a presence in Berlin and Tallinn, INZMO serves the EU market with custom insurance products, especially for the rental and property management industry.

What sets this company apart

B2B2C embedded insurtech platform with API integration for proptech, rental platforms, and e-commerce — offering Zero Deposit rental products alongside device insurance with no setup fees.

Markets & Coverage

Operating across 2 countries

Markets & Coverage

(2)
GermanyNetherlands

Supported Languages

EnglishPrimary
GermanPrimary

Property Types

  • ApartmentPrimary

Market Segments

  • UrbanPrimary
  • Corporate & Extended Stay

Service Characteristics

Main Features

  • Multi-language support
  • Mobile app / mobile-friendly
  • API access & webhooks
  • White-label option
  • GDPR-compliant data handling

Pricing Plans

Pricing information based on publicly available data. Contact vendor for exact quotes.

Mobile Phone Insurance

From €3.99month
  • Theft coverage
  • Damage coverage
  • Malfunction coverage
Get Started
Most Popular

Rental Deposit Warranty

From €3.25month
  • Cash deposit alternative for tenants
  • Zero deposit product
Get Started

Laptop / Tablet Insurance

From €2.99month
  • Accidental damage
  • Theft
  • Technical failures
Get Started

Bicycle Insurance

From €4.99month
  • Theft
  • Damage
  • Electrical mishaps
Get Started

E-scooter Insurance

From €4.17month
  • Theft
  • Damage
  • Accident coverage
Get Started

Reviews

89 reviews from verified users

4.51

89 reviews

88%

Would recommend

Showing 6 of 89 reviews

s

soroosh sanadi

May 2026
Google
1

iPad theft claim rejected despite police report

iPad theft claim rejected despite providing police report

View original
M

Maria

May 2026
Trustpilot
5

Danke!

Ich bin mit dem Ergebnis zufrieden.

View original
H

Helmut Grüber

May 2026
Trustpilot
5

Literally one of the best experiences...

I haven't had such a good experience before INZMO if im honest. The customer support and claims handler as one of the best I've ever encountered. Calm, friendly and really graceful while guiding me through the process. The product itself is one of a kind and makes me feel safe and now I know that whatever happens I can 100% count on INZMO to be there for me.

View original
A

Alexander

May 2026
Trustpilot
1

FINGER WEG! ABZOCKE!!!

Handy wurde gestohlen, Versicherung zahlt nun nicht, weil ich den Diebstahl schlafend nicht mitbekommen habe und verkünstelt sich nun in kreativen Annahmefällen, um den Schaden letztlich abzulehnen. Schön zwei Jahre Beiträge bezahlt, um jetzt im Ernstfall so abgespeist zu werden. Leider kann man nicht 0 Sterne geben.

View original
J

Jan Gottschalk

May 2026
Trustpilot
5

Schnelle Helfer in der Not

Habe INZMO für das IPhone unserer Tochter abgeschlossen. Ihr fiel es nach 3 Wochen beim Kochen auf die heiße Herdplatte - Totalschaden. Anstandslos ersetzt. Erstklassiger schneller Service und Kündigung ohne Probleme innerhalb von 4 Wochen möglich. Klare Empfehlung!

View original
B

Béni Kabuluku

May 2026
Google
1

Carefully orchestrated money-drain disguised as insurance

Negative experience — felt it was a "carefully orchestrated money-drain disguised as insurance"

View original

Alternatives to Inzmo

Compare similar Insurance solutions

Allianz Partners

Allianz Partners is a world leader in B2B2C insurance and assistance, offering global solutions spanning international health and life, travel insurance, automotive, and assistance. A subsidiary of Allianz Group, it operates in 75 countries with over 22,200 employees speaking 70 languages and handling 89.7 million cases annually. Products are available through four commercial brands: Allianz Assistance, Allianz Automotive, Allianz Travel, and Allianz Care. The company is the Worldwide Insurance Partner of the Olympic and Paralympic Movements (2021-2028) and boasts a 95% partner renewal rate.

00 reviews
BeSafe Rate
BeSafe RateInsurance

BeSafe Rate is a prepaid hospitality rate with built-in travel insurance for hotels, guest houses, B&Bs, and vacation rentals. The product embeds insurance coverage directly into the booking rate, protecting accommodation revenue against cancellations and providing health cover for guests during their stay. It guarantees up to 100% refund for cancellations due to illness, injury, hospitalization, or natural disasters, with 7-day quick refunds via an automated Refund & Go platform. Insurance is underwritten by INTER PARTNER ASSISTANCE S.A. (AXA Group). The service integrates with PMS and booking engines via BeSafe Suite, allowing properties to list the insured rate on their direct booking website. Free activation for properties.

00 reviews
CWA Finance
CWA FinanceInsurance

CWA Finance is a UK mortgage and protection broker based in London. The firm advises clients across residential mortgages, buy-to-let lending, holiday home finance, equity release, bridging loans, and insurance protection. CWA works with first-time buyers, self-employed borrowers, portfolio landlords, and property investors.

51 reviews
EBM RentCover
EBM RentCoverInsurance

Australian landlord and rental property insurance specialist founded in 1991. Underwritten by Zurich Australia, part of EBM Group. Protects 155K+ properties with approx 100 team members and $43.5M in claims paid (2025). Offers RentCover Ultra, Platinum, and ShortTerm policies tailored for landlords and vacation rental operators with an estimated $25M annual revenue.

00 reviews

FAQ

Frequently Asked Questions

  • INZMO is a Berlin-based insurtech startup offering digital insurance solutions for tenants and landlords, with innovative embedded financial services. Their smartphone app allows users to manage policies and claims quickly, aiming to make insurance simple and transparent. With a presence in Berlin and Tallinn, INZMO serves the EU market with custom insurance products, especially for the rental and property management industry.

Explore more of SCALE Connect

Keep comparing tools and discover the right fit for your rental business.