ShareCover
Insurance designed for short-stay hosts providing liability coverage for vacation rental and home sharing properties.
About ShareCover
ShareCover is a flexible, usage-based insurance provider designed specifically for short-stay hosts and participants in the sharing economy. Backed by Insurance Australia Group (IAG) and incubated within its innovation hub, Firemark Labs, ShareCover offers tailored coverage that protects hosts renting their properties on recognised booking platforms such as Airbnb, Stayz, and Booking.com. The insurance sits alongside standard home and contents policies, filling critical gaps in coverage for guest-related damages and liability. The Short-Stay Host product provides pay-per-night coverage for stays between 1 and 90 nights, as well as 6-month and 12-month policies. Coverage includes guest-related damage, theft (up to $25,000), vandalism, accidental breakage, loss of rent, and up to $10 million in liability cover. Building cover up to $2 million and contents up to $500,000. Founded in 2015 and headquartered in Sydney, Australia. Digital-first brand operating with no call centre, supported by NRMA Insurance which has protected Australians for over 90 years.
What sets this company apart
Pay-per-night model lets hosts insure for exactly the nights they need (1-90 nights) with no minimum commitment or cancellation fees. Policy sits alongside existing home & contents insurance, covering guest-related damage and liability that standard policies exclude. Backed by IAG, one of Australia's largest insurance groups.
Markets & Coverage
Operating across 1 countries
Markets & Coverage
(1)Supported Languages
Property Types
- HousePrimary
- Apartment
- Villa
- Condo
Market Segments
- LuxuryPrimary
- Budget-Friendly
- Beach & Coastal
- Mountain & Ski
- Urban
- Rural & Country
- Family
- Corporate & Extended Stay
Service Characteristics
Main Features
- Mobile app / mobile-friendly
- GDPR-compliant data handling
- Dedicated onboarding support
- Automated notifications & alerts
- Regulatory compliance guidance
Pricing Plans
Pricing information based on publicly available data. Contact vendor for exact quotes.
Short-Stay Pay-per-Night
- Guest-related damage coverage
- Up to $10M liability cover
- Theft cover up to $25,000
- Vandalism and malicious damage
- No cancellation fees
- 21-day cooling off
Short-Stay 6 & 12 Month
- All Pay-per-night features
- Natural perils coverage
- Building cover up to $2M
- Contents cover up to $500K
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FAQ
Frequently Asked Questions
- ShareCover is a flexible, usage-based insurance provider designed specifically for short-stay hosts and participants in the sharing economy. Backed by Insurance Australia Group (IAG) and incubated within its innovation hub, Firemark Labs, ShareCover offers tailored coverage that protects hosts renting their properties on recognised booking platforms such as Airbnb, Stayz, and Booking.com. The insurance sits alongside standard home and contents policies, filling critical gaps in coverage for guest-related damages and liability. The Short-Stay Host product provides pay-per-night coverage for stays between 1 and 90 nights, as well as 6-month and 12-month policies. Coverage includes guest-related damage, theft (up to $25,000), vandalism, accidental breakage, loss of rent, and up to $10 million in liability cover. Building cover up to $2 million and contents up to $500,000. Founded in 2015 and headquartered in Sydney, Australia. Digital-first brand operating with no call centre, supported by NRMA Insurance which has protected Australians for over 90 years.
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