Merchant One
Full-service credit card processor serving 100,000+ merchants with POS, e-commerce, mobile payments, and 24/7 support.
About Merchant One
Merchant One, Inc. is a full-service credit card processing company headquartered in Miami Beach, Florida. Founded in 2000, the company serves over 100,000 merchants across the United States, providing a comprehensive suite of payment solutions including POS systems, mobile processing, e-commerce integrations, virtual terminals, payment gateways, gift and loyalty card programs, check processing, and merchant cash advances. Merchant One operates as a Registered Independent Sales Organization (ISO) of Wells Fargo Bank N.A. and Fifth Third Bank N.A., using Fiserv (formerly First Data) as its primary processing engine. The company offers Clover POS hardware and supports over 300 third-party integrations with platforms like QuickBooks, Salesforce, Zoho, and HubSpot, along with an open API for custom integrations. With a 98% approval rate and next-day funding capabilities, Merchant One is particularly known for working with small to medium-sized businesses, including those in high-risk industries that may have difficulty securing processing elsewhere. The company provides 24/7 customer support, dedicated account managers, and custom pricing structures tailored to each business. Merchant One was recognized on the Inc. 500 list as one of America's fastest-growing privately held companies and has been ranked highly by TopTenReviews across multiple categories.
What sets this company apart
98% approval rate and flexible custom pricing with dedicated account managers — making payment processing accessible for businesses of all types including high-risk industries.
Markets & Coverage
Operating across 1 countries
Markets & Coverage
(1)Supported Languages
Service Characteristics
Main Features
- Mobile app / mobile-friendly
- API access & webhooks
- Multi-currency support
- Custom reporting & dashboards
- Dedicated account manager
- SLA-backed uptime & support
- Role-based user access
- Open integrations marketplace
Integrations & Partnerships
2 integrations and partnerships across 2 categories
Accounting
1
CRM & Lead Management
1
Pricing Plans
Pricing information based on publicly available data. Contact vendor for exact quotes.
Monthly Plan
- Payment gateway
- Virtual terminal
- Gift & loyalty card programs
- PCI compliance
- 24/7 customer support
- Next-day funding available
Interchange-Plus
- Lower rates for high-volume merchants
- Transparent interchange passthrough
- Custom pricing consultation
Reviews
3 reviews from verified users
4
3 reviews
Would recommend
Showing 3 of 3 reviews
Sarah M.
Merchant One has been reliable for our small business credit card processing. The rates are competitive and customer support is available 24/7. Setup was quick and easy.
Mark T.
Overall a solid payment processor. Processing rates are reasonable but I wish the contract terms were more transparent upfront. The Clover POS system works well for our retail store.
Jennifer L.
Excellent service from Merchant One. They approved our account within 24 hours when other processors turned us down. Our dedicated account manager has been incredibly helpful. Highly recommended for small businesses.
Alternatives to Merchant One
Compare similar Payment Platforms solutions
Addon Payments is a payment processing provider and online payment gateway, operating as the commercial brand of Comercia Global Payments — a joint venture founded in December 2010 between CaixaBank and Global Payments. Based in Barcelona, Spain, the company provides secure payment gateway services enabling online businesses to accept credit and debit cards, digital wallets, and alternative payment methods. The platform offers a full suite of payment services including online payment gateways, virtual terminals, merchant account management, and developer APIs for custom integrations. Addon Payments serves e-commerce businesses, financial institutions, and companies with high transaction volumes across travel, retail, and digital services sectors. As part of the Global Payments ecosystem, it connects merchants to a broad international payment network with PCI-compliant security and multi-currency support.
Amazon Payment Services is the Middle East and North Africa (MENA) region's premier payment solutions provider, offering businesses a secure and seamless online payment processing platform. Originally founded as Payfort in 2013 and acquired by Amazon in 2017, the service processes transactions for over 3,500 businesses across 9 countries including UAE, Saudi Arabia, Egypt, Jordan, Lebanon, Qatar, Kuwait, and Oman. The platform offers an all-in-one suite including secure payment processing, seamless integration, advanced fraud protection, installment/Buy Now Pay Later options, payment links, centralized dashboard, support for Visa, Mastercard, Amex, Apple Pay, and local payment methods.
Ascent Payment Solutions is a payment‑processing provider specializing in card and ACH solutions for the vacation rental, lodging, and association‑management industries. The company delivers merchant services, recurring billing, e‑commerce gateways, and PCI compliance support tailored to property managers and HOAs. Ascent focuses on secure, cost‑effective processing with integrations into leading reservation and property‑management systems, simplifying reconciliation and reporting. Its vertical expertise helps clients reduce fees, manage chargebacks, and ensure compliance with card‑brand and regulatory requirements.
Founded in 2000, AsiaPay is a premier digital payment solution and technology vendor in Asia, providing multi-currency, multi-lingual, multi-card, and multi-channel payment processing solutions to banks and e-businesses worldwide. Its flagship PayDollar platform covers credit/debit cards, bank accounts, digital wallets, buy now pay later, and over-the-counter payments. AsiaPay is PCI DSS Level 1 certified and EMVCo 3DS2-compliant with advanced fraud detection, tokenisation, and data analytics. Headquartered in Hong Kong, it operates 17 offices across Asia-Pacific, serving thousands of merchants and close to 100 banks.
FAQ
Frequently Asked Questions
- Merchant One, Inc. is a full-service credit card processing company headquartered in Miami Beach, Florida. Founded in 2000, the company serves over 100,000 merchants across the United States, providing a comprehensive suite of payment solutions including POS systems, mobile processing, e-commerce integrations, virtual terminals, payment gateways, gift and loyalty card programs, check processing, and merchant cash advances. Merchant One operates as a Registered Independent Sales Organization (ISO) of Wells Fargo Bank N.A. and Fifth Third Bank N.A., using Fiserv (formerly First Data) as its primary processing engine. The company offers Clover POS hardware and supports over 300 third-party integrations with platforms like QuickBooks, Salesforce, Zoho, and HubSpot, along with an open API for custom integrations. With a 98% approval rate and next-day funding capabilities, Merchant One is particularly known for working with small to medium-sized businesses, including those in high-risk industries that may have difficulty securing processing elsewhere. The company provides 24/7 customer support, dedicated account managers, and custom pricing structures tailored to each business. Merchant One was recognized on the Inc. 500 list as one of America's fastest-growing privately held companies and has been ranked highly by TopTenReviews across multiple categories.
Explore more of SCALE Connect
Keep comparing tools and discover the right fit for your rental business.